When logging into your e-banking facility, you have to enter sensitive and private details (for instance your password). This is how to do so in a secure manner.
The most important points to remember:
- Always enter the address for your financial institution’s log-in page manually via the browser address line.
- Make sure you are using a secure connection (with https://, a lock symbol and the correct domain name displayed in the address line).
- Immediately terminate the connection in case of any system disruptions or if any unusual error messages appear.
- On the go, make sure that you conceal your log-in information when logging in, and that no-one looks over your shoulder while you do so.
Securely navigate to your financial institution website
To avoid falling victim to a phishing attempt, you should make sure that you are actually connected to your financial institution before logging into your e-banking facility.
To do so, always enter the address for your financial institution’s e-banking page manually via the browser address line. Never use any links sent to you, e.g. via e-mail or SMS!
We also recommend to only ever use your e-banking facility on a familiar and secure device (“5 steps for your digital security”) (i.e. don’t use any public devices in a hotel, etc.).
Check that the connection is secure
Since you have to enter sensitive and private details (for instance your password) to log in, you have to use a protected connection to your financial institution.
An SSL connection which has been correctly established with the proper website and which is based on an authentic and valid certificate - i.e. a secure connection - can be recognised by the following three clear browser characteristics:
- A lock symbol in the address line
This connection was encrypted using a valid SSL certificate.
- The correct financial institution’s name (this is either displayed next to the lock or after clicking the lock, under “Issued for”)
The identify of the certificate owner (the bank) has been confirmed.
- Correct domain name in the address line
You are actually on the financial institution’s website.
Note: Some financial institutions offer a specific program (software, e. g. a hardened browser) for accessing their e-banking facility. This allows for some additional security checks (e. g. certificate checks) to be run. Depending on the software used, the above two actions “Securely navigate to your financial institution website” and “Check that the connection is secure” are then irrelevant, or you may not even be able to perform them.
Caution in case of system disruptions or unusual errors messages
If there is a system interruption while logging into your e-banking facility (for instance a white screen suddenly appears), or if there are any unusual error messages, (for instance “The system is currently overloaded. Please be patient and try again a bit later”), you should immediately terminate the connection and notify the support/help desk of your financial institution.
A detailed description of respective log-in procedures for your e-banking facility can also be found here:
Baloise Bank SoBa
Banca dello Stato del Cantone Ticino
Banca Popolare di Sondrio (SUISSE)
Bank CIC (Schweiz)
Bank in Zuzwil
Bank Linth LLB
Banque Cantonale de Fribourg
Banque Cantonale du Jura
Banque Cantonale du Valais
Banque Cantonale Vaudoise
BBO Bank Brienz Oberhasli
BEKB | BCBE
Caisse d'Epargne de Cossonay
Clientis Bank Aareland
Clientis Bank im Thal
Clientis Bank Oberuzwil
Clientis Bank Thur
Clientis Bank Toggenburg
Clientis Biene Bank im Rheintal
Clientis BS Bank Schaffhausen
Clientis Caisse d'Epargne Courtelary
Clientis EB Entlebucher Bank
Clientis Spar- und Leihkasse Thayngen
Clientis Sparcassa 1816
Clientis Sparkasse Oftringen
Clientis Sparkasse Sense
Credit Suisse (Schweiz)
SB Saanen Bank
Spar- und Leihkasse Bucheggberg
Spar- und Leihkasse Frutigen
St. Galler Kantonalbank
WIR Bank Genossenschaft