{"id":49306,"date":"2026-01-23T10:15:27","date_gmt":"2026-01-23T09:15:27","guid":{"rendered":"https:\/\/www.ebas.ch\/?p=49306"},"modified":"2026-01-23T10:15:27","modified_gmt":"2026-01-23T09:15:27","slug":"telephone-phishing","status":"publish","type":"post","link":"https:\/\/www.ebas.ch\/en\/2026\/01\/telephone-phishing\/","title":{"rendered":"Telephone phishing"},"content":{"rendered":"<div id=\"av_section_1\" class=\"avia-section av-3osj-8edf3c5c57d6f444e32a620ab19c7a5a main_color avia-section-default avia-no-border-styling  avia-builder-el-0  avia-builder-el-no-sibling  avia-bg-style-scroll container_wrap fullsize\"><div class=\"container av-section-cont-open\"><main role=\"main\" itemprop=\"mainContentOfPage\" class=\"template-page content  av-content-full alpha units\"><div class=\"post-entry post-entry-type-page post-entry-49306\"><div class=\"entry-content-wrapper clearfix\">\n<div class=\"flex_column av-v27094-696286557aad3f8d4baa4546ced1e095 av_three_fourth  avia-builder-el-1  el_before_av_one_fourth  avia-builder-el-first  first flex_column_div  \"><section class=\"av_textblock_section av-jvmci8ju-0873c44f05156845baace23350cf1810 \" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\"><div class=\"avia_textblock\" itemprop=\"text\"><p class=\"ebas-lead\">Telephone phishing, also called &ldquo;vishing&rdquo; (voice phishing) is turning into an ever bigger challenge both for private individuals and companies. While Internet users are familiar with phishing e-mails or attempts at text message fraud, many underestimate the dangers posed by direct telephone calls.<\/p>\n<p><strong>What is telephone <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Phishing&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This term is made up from the words &amp;quot;password&rdquo; and &amp;quot;fishing&rdquo;. Attackers use &amp;lt;a href=&amp;quot;https:\/\/www.ebas.ch\/en\/phishing\/&amp;quot;&amp;gt;phishing&amp;lt;\/a&amp;gt; to obtain confidential data from unsuspecting Internet users. These might for instance involve access data for your e-banking facility or account information of online shops. Perpetrators abuse their victims&rsquo; good faith and helpfulness by purporting to be, say, an employee of a trustworthy financial institution.&lt;\/p&gt;\n&lt;p&gt;There are a variety of other variations such as Vishing (voice phishing or phone phishing), Smishing (SMS \/ text phishing) and QR phishing in addition to classic phishing via e-mail.&lt;\/p&gt;&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>phishing<\/span>?<\/strong><\/p>\n<p>Telephone <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Phishing&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This term is made up from the words &amp;quot;password&rdquo; and &amp;quot;fishing&rdquo;. Attackers use &amp;lt;a href=&amp;quot;https:\/\/www.ebas.ch\/en\/phishing\/&amp;quot;&amp;gt;phishing&amp;lt;\/a&amp;gt; to obtain confidential data from unsuspecting Internet users. These might for instance involve access data for your e-banking facility or account information of online shops. Perpetrators abuse their victims&rsquo; good faith and helpfulness by purporting to be, say, an employee of a trustworthy financial institution.&lt;\/p&gt;\n&lt;p&gt;There are a variety of other variations such as Vishing (voice phishing or phone phishing), Smishing (SMS \/ text phishing) and QR phishing in addition to classic phishing via e-mail.&lt;\/p&gt;&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>phishing<\/span> is a type of fraud where criminals contact victims by phone purporting to be employed by banks, authorities or well-known companies. Their aim is to obtain sensitive data such as passwords, online banking credentials, credit card data or <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Transaction number (TAN)&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This is a kind of one-off password which is used in addition to a password or PIN. TANs can be generated and displayed to users in different ways - e. g. mobile TANs (mTAN) which is transmitted by financial institutions to users via a SMS, or photo TANs, which are displayed after decrypting a coloured mosaic pattern.&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>TAN<\/span> codes. To do so, the perpetrators use psychological pressure and frequently also &ldquo;emergency&rdquo; scenarios to trick victims into reacting on the spot. They tell some well thought-out stories to inspire confidence and then obtain confidential information that way.<\/p>\n<p><strong>How do these fraudsters proceed?<\/strong><\/p>\n<p>Modern attacks are often of a quite professional nature. They allow fraudsters to react in real time and inspire confidence. Their methods far exceed those of classic e-mail <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Phishing&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This term is made up from the words &amp;quot;password&rdquo; and &amp;quot;fishing&rdquo;. Attackers use &amp;lt;a href=&amp;quot;https:\/\/www.ebas.ch\/en\/phishing\/&amp;quot;&amp;gt;phishing&amp;lt;\/a&amp;gt; to obtain confidential data from unsuspecting Internet users. These might for instance involve access data for your e-banking facility or account information of online shops. Perpetrators abuse their victims&rsquo; good faith and helpfulness by purporting to be, say, an employee of a trustworthy financial institution.&lt;\/p&gt;\n&lt;p&gt;There are a variety of other variations such as Vishing (voice phishing or phone phishing), Smishing (SMS \/ text phishing) and QR phishing in addition to classic phishing via e-mail.&lt;\/p&gt;&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>phishing<\/span> attacks. The following approaches have been known to be used:<\/p>\n<ul>\n<li><strong>Fake phone number:<\/strong> The number shown on the phone display appears legitimate, for instance your own bank&rsquo;s telephone number (so-called &ldquo;call ID <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Spoofing&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;Spoofing (which means something like feigning, concealing) is the term used for a method of attack where cyber-criminals assume a faked identity &ndash; for instance that of a trustworthy person or organization. In the process, e-mail addresses or telephone numbers are &amp;quot;spoofed&rdquo;.&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>spoofing<\/span>&rdquo;).<\/li>\n<li><strong>Fake identity:<\/strong> Perpetrators pretend to be employed by banks, telecom operators, security departments or official authorities.<\/li>\n<li><strong>Authentic-looking scenarios:<\/strong> It is for instance claimed that a fraudulent transaction needs to be stopped. To this end, you will have to disclose confidential data or visit a fake website.<\/li>\n<\/ul>\n<p><strong>Why is telephone <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Phishing&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This term is made up from the words &amp;quot;password&rdquo; and &amp;quot;fishing&rdquo;. Attackers use &amp;lt;a href=&amp;quot;https:\/\/www.ebas.ch\/en\/phishing\/&amp;quot;&amp;gt;phishing&amp;lt;\/a&amp;gt; to obtain confidential data from unsuspecting Internet users. These might for instance involve access data for your e-banking facility or account information of online shops. Perpetrators abuse their victims&rsquo; good faith and helpfulness by purporting to be, say, an employee of a trustworthy financial institution.&lt;\/p&gt;\n&lt;p&gt;There are a variety of other variations such as Vishing (voice phishing or phone phishing), Smishing (SMS \/ text phishing) and QR phishing in addition to classic phishing via e-mail.&lt;\/p&gt;&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>phishing<\/span> such a growing problem?<\/strong><\/p>\n<p>In accordance with the Bundesamt f&uuml;r Cybersicherheit (BACS), <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Phishing&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This term is made up from the words &amp;quot;password&rdquo; and &amp;quot;fishing&rdquo;. Attackers use &amp;lt;a href=&amp;quot;https:\/\/www.ebas.ch\/en\/phishing\/&amp;quot;&amp;gt;phishing&amp;lt;\/a&amp;gt; to obtain confidential data from unsuspecting Internet users. These might for instance involve access data for your e-banking facility or account information of online shops. Perpetrators abuse their victims&rsquo; good faith and helpfulness by purporting to be, say, an employee of a trustworthy financial institution.&lt;\/p&gt;\n&lt;p&gt;There are a variety of other variations such as Vishing (voice phishing or phone phishing), Smishing (SMS \/ text phishing) and QR phishing in addition to classic phishing via e-mail.&lt;\/p&gt;&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>phishing<\/span> incidents via the telephone have significantly increased in Switzerland. It is the combination of online data previously obtained via <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Phishing&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This term is made up from the words &amp;quot;password&rdquo; and &amp;quot;fishing&rdquo;. Attackers use &amp;lt;a href=&amp;quot;https:\/\/www.ebas.ch\/en\/phishing\/&amp;quot;&amp;gt;phishing&amp;lt;\/a&amp;gt; to obtain confidential data from unsuspecting Internet users. These might for instance involve access data for your e-banking facility or account information of online shops. Perpetrators abuse their victims&rsquo; good faith and helpfulness by purporting to be, say, an employee of a trustworthy financial institution.&lt;\/p&gt;\n&lt;p&gt;There are a variety of other variations such as Vishing (voice phishing or phone phishing), Smishing (SMS \/ text phishing) and QR phishing in addition to classic phishing via e-mail.&lt;\/p&gt;&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>phishing<\/span>, <span class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Social engineering&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This is an attack which does not really take place by technical, but by psychological means. It is a wide-spread method of snooping on confidential information. This always targets humans. To obtain such confidential information, it is not only people&rsquo;s credulity and helpfulness which are being exploited, but also their insecurities. Anything from faked telephone calls to people pretending to be someone else and phishing attacks is possible.&lt;\/div&gt;\n\" data-mobile-support=\"0\" data-gt-translate-attributes=\"[{&quot;attribute&quot;:&quot;data-cmtooltip&quot;, &quot;format&quot;:&quot;html&quot;}]\" tabindex=\"0\" role=\"link\">social engineering<\/span> or data leaks with direct telephone contact which makes telephone <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Phishing&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This term is made up from the words &amp;quot;password&rdquo; and &amp;quot;fishing&rdquo;. Attackers use &amp;lt;a href=&amp;quot;https:\/\/www.ebas.ch\/en\/phishing\/&amp;quot;&amp;gt;phishing&amp;lt;\/a&amp;gt; to obtain confidential data from unsuspecting Internet users. These might for instance involve access data for your e-banking facility or account information of online shops. Perpetrators abuse their victims&rsquo; good faith and helpfulness by purporting to be, say, an employee of a trustworthy financial institution.&lt;\/p&gt;\n&lt;p&gt;There are a variety of other variations such as Vishing (voice phishing or phone phishing), Smishing (SMS \/ text phishing) and QR phishing in addition to classic phishing via e-mail.&lt;\/p&gt;&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>phishing<\/span> particularly dangerous.<\/p>\n<p><strong>This is how to protect yourself:<\/strong><\/p>\n<ul>\n<li><strong>Do not disclose any confidential data over the phone.<\/strong><br>\nAccount numbers, banking credentials, <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Transaction number (TAN)&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This is a kind of one-off password which is used in addition to a password or PIN. TANs can be generated and displayed to users in different ways - e. g. mobile TANs (mTAN) which is transmitted by financial institutions to users via a SMS, or photo TANs, which are displayed after decrypting a coloured mosaic pattern.&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>TAN<\/span> codes or passwords should never be provided over the telephone.<\/li>\n<li><strong>Don&rsquo;t react to the tyranny of urgency.<\/strong><br>\nReputable companies will never ask you to make immediate decisions.<\/li>\n<li><strong>Check numbers.<\/strong><br>\nNever rely on the number displayed alone. Call back using known official contact numbers if in doubt.<\/li>\n<li><strong>Use official channels.<\/strong><br>\nOnly ever contact your bank via the numbers quoted on your bank statements, their website or app.<\/li>\n<\/ul>\n<p><strong>Conclusion<\/strong><\/p>\n<p>Telephone <span class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Phishing&lt;\/div&gt;&lt;div class=glossaryItemBody&gt;This term is made up from the words &amp;quot;password&rdquo; and &amp;quot;fishing&rdquo;. Attackers use &amp;lt;a href=&amp;quot;https:\/\/www.ebas.ch\/en\/phishing\/&amp;quot;&amp;gt;phishing&amp;lt;\/a&amp;gt; to obtain confidential data from unsuspecting Internet users. These might for instance involve access data for your e-banking facility or account information of online shops. Perpetrators abuse their victims&rsquo; good faith and helpfulness by purporting to be, say, an employee of a trustworthy financial institution.&lt;\/p&gt;\n&lt;p&gt;There are a variety of other variations such as Vishing (voice phishing or phone phishing), Smishing (SMS \/ text phishing) and QR phishing in addition to classic phishing via e-mail.&lt;\/p&gt;&lt;\/div&gt;\n\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>phishing<\/span> is no longer a future phenomenon, but reality. Your prudent behaviour though will ensure risks are significantly reduced. Remain vigilant, critically challenge any unexpected calls and only ever pass sensitive data on via secure, officially verified channels.<\/p>\n<p>You can find further information on this topic in our article on <a href=\"https:\/\/www.ebas.ch\/en\/fraudulent-support-calls\/\">fraudulent support calls<\/a>.<\/p>\n<\/div><\/section><\/div><div class=\"flex_column av-ln4qoz7k-ca63ebc94cd3e55a3b22e89991925a22 av_one_fourth  avia-builder-el-3  el_after_av_three_fourth  avia-builder-el-last  ebas-sidebar flex_column_div  \"><section class=\"av_textblock_section av-jvmf7hs6-cf3a7410491e57c747a4234463d74b98 \" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\"><div class=\"avia_textblock\" itemprop=\"text\"><\/div><\/section><\/div>\n<\/div><\/div><\/main><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Telephone phishing, also called \u201cvishing\u201d (voice phishing) is turning into an ever bigger challenge both for private individuals and companies. While Internet users are familiar with phishing e-mails or attempts at text message fraud, many underestimate the dangers posed by direct telephone calls.<\/p>\n","protected":false},"author":7,"featured_media":2919,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-49306","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<title>Telephone phishing - \u00abeBanking \u2013 but secure!\u00bb<\/title>\n<meta name=\"description\" content=\"Telephone phishing, also called \u201cvishing\u201d (voice phishing) is turning into an ever bigger challenge both for private individuals and companies. 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