{"id":49120,"date":"2026-01-15T09:25:45","date_gmt":"2026-01-15T08:25:45","guid":{"rendered":"https:\/\/www.ebas.ch\/?p=49120"},"modified":"2026-02-06T09:38:22","modified_gmt":"2026-02-06T08:38:22","slug":"identity-fraud-when-digital-banking-vigilance-is-king","status":"publish","type":"post","link":"https:\/\/www.ebas.ch\/en\/2026\/01\/identity-fraud-when-digital-banking-vigilance-is-king\/","title":{"rendered":"Identity fraud when digital banking: Vigilance is king"},"content":{"rendered":"<div id=\"av_section_1\" class=\"avia-section av-3osj-8edf3c5c57d6f444e32a620ab19c7a5a main_color avia-section-default avia-no-border-styling  avia-builder-el-0  avia-builder-el-no-sibling  avia-bg-style-scroll container_wrap fullsize\"><div class=\"container av-section-cont-open\"><main role=\"main\" itemprop=\"mainContentOfPage\" class=\"template-page content  av-content-full alpha units\"><div class=\"post-entry post-entry-type-page post-entry-49120\"><div class=\"entry-content-wrapper clearfix\">\n<div class=\"flex_column av-v27094-696286557aad3f8d4baa4546ced1e095 av_three_fourth  avia-builder-el-1  el_before_av_one_fourth  avia-builder-el-first  first flex_column_div  \"><section class=\"av_textblock_section av-jvmci8ju-0d4bf5e1ee8402a49397872c2bc85092 \" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\"><div class=\"avia_textblock\" itemprop=\"text\"><p class=\"ebas-lead\">Modern attempts at fraud are increasingly boosted by artificial intelligence &ndash; for instance via AI-generated identities or deepfake techniques able to bypass traditional defences. In consequence, it is not just technical security which is important, but also your ability to properly recognise such fakes and react to them correctly in everyday life.<\/p>\n<p>Cases of identity fraud in digital banking are increasing in Switzerland, too. Criminals abuse stolen or manipulated personal data to try and open accounts, trigger payments or apply for credits &ndash; frequently without victims even noticing this straight away.<\/p>\n<p>This makes is increasingly difficult for end customers to differentiate fake from real news, calls or websites. Particularly perfidious: With artificial intelligence, fraud attempts nowadays appear deceptively realistic and professional.<\/p>\n<p>To protect yourself, vigilance is king:<\/p>\n<ul>\n<li>Don&rsquo;t click any links in e-mails or text messages received unexpectedly<\/li>\n<li>Never pass on log-in or card details<\/li>\n<li>Make sure to check senders, URLs and prompts particularly thoroughly<\/li>\n<li>Report suspicious processes to your bank immediately<\/li>\n<\/ul>\n<p>You can find out how modern deceptions using AI work and why deepfakes pose an increasing risk in our article on &ldquo;<a href=\"https:\/\/www.ebas.ch\/en\/deepfakes-deception-with-the-help-of-artificial-intelligence-ai\/\">Deepfakes &ndash; deception with the help of artificial intelligence (AI)<\/a>&rdquo;.<\/p>\n<\/div><\/section><\/div><div class=\"flex_column av-ln4qoz7k-ca63ebc94cd3e55a3b22e89991925a22 av_one_fourth  avia-builder-el-3  el_after_av_three_fourth  avia-builder-el-last  ebas-sidebar flex_column_div  \"><section class=\"av_textblock_section av-jvmf7hs6-cf3a7410491e57c747a4234463d74b98 \" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\"><div class=\"avia_textblock\" itemprop=\"text\"><\/div><\/section><\/div>\n<\/div><\/div><\/main><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Modern attempts at fraud are increasingly boosted by artificial intelligence \u2013 for instance via AI-generated identities or deepfake techniques able to bypass traditional defences. In consequence, it is not just technical security which is important, but also your ability to properly recognise such fakes and react to them correctly in everyday life.<\/p>\n","protected":false},"author":3,"featured_media":2919,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-49120","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<title>Identity fraud when digital banking: Vigilance is king - \u00abeBanking \u2013 but secure!\u00bb<\/title>\n<meta name=\"description\" content=\"Modern attempts at fraud are increasingly boosted by artificial intelligence \u2013 for instance via AI-generated identities or deepfake techniques able to bypass traditional defences. In consequence, it is not just technical security which is important, but also your ability to properly recognise such fakes and react to them correctly in everyday life.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ebas.ch\/en\/2026\/01\/identity-fraud-when-digital-banking-vigilance-is-king\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Identity fraud when digital banking: Vigilance is king - \u00abeBanking \u2013 but secure!\u00bb\" \/>\n<meta property=\"og:description\" content=\"Modern attempts at fraud are increasingly boosted by artificial intelligence \u2013 for instance via AI-generated identities or deepfake techniques able to bypass traditional defences. In consequence, it is not just technical security which is important, but also your ability to properly recognise such fakes and react to them correctly in everyday life.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ebas.ch\/en\/2026\/01\/identity-fraud-when-digital-banking-vigilance-is-king\/\" \/>\n<meta property=\"og:site_name\" content=\"\u00abeBanking \u2013 but secure!\u00bb\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-15T08:25:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-06T08:38:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ebas.ch\/wp-content\/uploads\/2019\/10\/cropped-favicon.png\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"eBanking \u2013 aber sicher!\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"eBanking \u2013 aber sicher!\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/2026\\\/01\\\/identity-fraud-when-digital-banking-vigilance-is-king\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/2026\\\/01\\\/identity-fraud-when-digital-banking-vigilance-is-king\\\/\"},\"author\":{\"name\":\"eBanking \u2013 aber sicher!\",\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/#\\\/schema\\\/person\\\/7b19b796df2959bccc0dafb477352ec1\"},\"headline\":\"Identity fraud when digital banking: Vigilance is king\",\"datePublished\":\"2026-01-15T08:25:45+00:00\",\"dateModified\":\"2026-02-06T08:38:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/2026\\\/01\\\/identity-fraud-when-digital-banking-vigilance-is-king\\\/\"},\"wordCount\":1039,\"publisher\":{\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/2026\\\/01\\\/identity-fraud-when-digital-banking-vigilance-is-king\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ebas.ch\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/news.svg\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/2026\\\/01\\\/identity-fraud-when-digital-banking-vigilance-is-king\\\/\",\"url\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/2026\\\/01\\\/identity-fraud-when-digital-banking-vigilance-is-king\\\/\",\"name\":\"Identity fraud when digital banking: Vigilance is king - \u00abeBanking \u2013 but secure!\u00bb\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/2026\\\/01\\\/identity-fraud-when-digital-banking-vigilance-is-king\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ebas.ch\\\/en\\\/2026\\\/01\\\/identity-fraud-when-digital-banking-vigilance-is-king\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ebas.ch\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/news.svg\",\"datePublished\":\"2026-01-15T08:25:45+00:00\",\"dateModified\":\"2026-02-06T08:38:22+00:00\",\"description\":\"Modern attempts at fraud are increasingly boosted by artificial intelligence \u2013 for instance via AI-generated identities or deepfake techniques able to bypass traditional defences. 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