IT security and data protection should not take a back seat when out and about. Especially when mobile banking during your travels, you will have to take into account certain rules to protect your personal data and finances.
Whether at the hotel, the airport or your holiday home – mobile working and digital banking are ever-present even when on holiday. At the same time, there is an increased risk due to phishing, unsecured networks or stolen devices. As long as you travel prepared and take certain security measures, you will always be able to securely access your bank accounts even when you’re on the move.
Security starts even before you leave – ensure your device is up-to-date, you have created a back-up and are using strong passwords. When travelling itself, it is important to be particularly attentive, make sure not to disclose any sensitive data via unsecured connections and to always thoroughly check any suspicious offers or messages.
Some recommended protective measures for secure banking on your travels:
- Travel preparations: Update your mobile device, create a back-up, install security software.
- Only use secure networks: Avoid public Wi-Fi wherever possible; if required, use via an activated VPN (Virtual Private Network) only.
- No banking on anyone else’s devices: Only ever carry out all your e-banking and mobile banking on your own, protected devices.
- Activate notifications: Push notifications for any account movements help recognise any abnormalities early on.
- Watch out for phishing: Don’t click on any links in e-mails, text or Messenger messages – always log into the bank straight from their app or website.
- Immediately lock your device in case of loss: Have your mobile operator block your SIM card straight away. Have any mobile banking apps installed blocked by your financial institution.
Quick security checks before you leave on your trip and attentiveness when using mobile phones while on the move allow for a clear reduction of risks. As long as you act consciously, you can still use your mobile or e-banking facilities securely even whilst on holiday – and are free to fully enjoy it.
